Where To Start

All great things have beginnings and first steps.  In this blog, it will start with setting up the job, coordinating with insurance and or private construction companies, and by the end of it, there will be new siding for a house.  If your home has sustained damage during a storm, all great resolutions to problems start with taking the first step.  Begin by setting up the job and coordinating with your insurance or private construction companies.  You’re well on your way to having new siding for your home. 

Start with a property walk around the property/home.  Natural forces are a primary reason houses will sustain damage over the course of their lives.  These homeowners have received damage to their siding dude to the high winds, on multiple sides of their house. After inspecting the damage to their siding, they reached out to Smith Home Services - who are native to the Niagara region and serving it for more than 30 years.  Smith’s Home Services then sent out a professional to inspect the damage. 

What to expect when Smith Home Services inspects your home: The whole inspection took roughly 30-45 minutes, using a drone to get close and an overall aerial view of the house and the damages that were incurred.  The damage the siding sustained were determined to be from broken shingles from another roof in the neighborhood. 

Should you go through insurance for storm damage?: Now that the damage has been documented, the next step is to make the decision whether to go through insurance or to pay for it personally. Something important to keep in mind are deductibles. To put it in a concise manner, deductibles are the costs an insured person must pay for the insurance to begin covering the costs.   Due to the damage coming from weather, the customers insurance was able to cover the cost of replacing all the siding. Something to keep in mind, the longer a roof or the siding of a house is exposed to sunlight, the more subdued the colours become.  After 30 years, the siding will never look the same as it once did. 

The homeowners contacted their insurance who sent a representative to inspect the damages as well and make a report and send it to the insurance company.  The report is reviewed and at this point, the insurance company makes a decision whether to cover all the damages, some of the damages, or none at all. Typically, home owners who have not filed many insurance claims could expect more support from their insurance.

Home damage can feel overwhelming but Smith's Home Services has been serving the helping the Niagara region and coordinating with insurance for 30 years and no company is better equipped to make your home look better.